Insurance waiver – Closed September 9, 2021

If you have questions regarding the health insurance, please contact First Risk Advisors customer service 267-880-2300 or

Good health is essential to academic success and unexpected medical bills can threaten your ability to complete your education should you be uninsured or have inadequate coverage. In an effort to ensure students’ physical and financial health, Saint Joseph’s University requires all full-time undergraduate day students and all international students (F or J visa holders) to show proof of health insurance coverage.  Students unable to provide proof of comparable health insurance will be billed for and enrolled in the university sponsored plan.

The University has selected a student injury and sickness insurance plan underwritten by United Healthcare Insurance Company (serviced by First Risk Advisors).  While students do not need health insurance to be seen in the Student Health Center, health insurance is required for diagnostic testing, specialty care, and emergency room visits or hospitalization.  Many of the hospitals and physicians in the Philadelphia area are participating providers.  Visit to find out if your current provider participates or to find a doctor or hospital.

We encourage you to visit for a complete description of coverage including costs, benefits, exclusions, any reductions and limitations, and the terms under which the coverage may remain in force.  Please be sure that you have a good understanding of how the plan covers you while you are at Saint Joseph’s University.

Students are required to Waive or Enroll at by September 9, 2021.

Full-time undergraduate day students and all international students (F-1 or J-1 visa holders) are required to enroll or waive the university sponsored health plan.  In order to complete the waiver/enrollment process, please go to, select Saint Joseph’s University from the drop down menu then select the Enroll/Waive Insurance link and follow the directions.

If you need assistance, please contact First Risk Advisors customer service at 267-880-2300 or

Once the process is complete, do not forget to print out a receipt for your records.

If interested in information about the Affordable Cares Act, please visit