The decision to live off campus and enter into a rental agreement is a big one. You should consider the factors below before making the decision since it will affect more than just where you live, but also what your entire college experience will be. These are real situations and concerns taken from students seeking advising about their off-campus housing issues after the fact.

When budgeting for off-campus expenses, there are some knowns and some unknowns.

The following additional expenses are often not considered:

  • Housemates who don't pay rent or don't contribute towards other bills
  • Housemates that move out, leaving your household responsible for their portion of the rent for the rest of the year
  • Finding a new roommate to replace another one and possibly ending up sharing a room with a total stranger
  • The cost of breaking your lease, which makes you responsible for rent until the end of the lease or for paying a fee (e.g. $1,500) to be released from the agreement
  • Deposits for setting up utilities
  • Utilities, internet connections, phone, cable, water, garbage, sewer (fees), etc.
  • Fluctuating monthly electricity and gas bills (which increase in the winter)
  • Deposit return disputes
  • Buying furniture and household furnishings, kitchen appliances and cookware, cleaning supplies and having to dispose of them each June

The Unexpected:

  • The landlord's lack of response to problems with the rental
  • The neighborhood you moved into isn't safe
  • The house you are renting goes up for sale and you have to show it
  • The house you are renting is sold and you have to move
  • The house you are renting is foreclosed upon and you have to move in 30 days
  • One housemate breaks the lease and all tenants are evicted
  • Having to move unexpectedly during mid-terms or finals
  • Your liability for housemates' and guests' behavior or damage to the rental
  • Substandard housing, heating, or electrical that won't support all your devices
  • Having less time to sleep and study due to the commute and other household responsibilities
  • Feeling isolated from campus; not participating in after-school hour activities and events

Roommate Disputes:

  • An unreasonable roommate who won't alter their behavior AND won't move.
  • Roommates who let their friends or ‘significant other' essentially move in without paying rent, food and a share of other expenses
  • Roommates who consistently don't do their share of household responsibilities
  • Really cold houses because roommates can't agree to pay extra costs of heating throughout the winter
  • Your time is valuable and what you choose to do with it matters.

Students living off campus have told us they need extra time to deal with new issues they had not previously given any thought:

  • The commute to classes, libraries or recreational facilities once or twice a day, especially during the winter when driving around campus trying to find a parking space
  • Grocery shopping, cooking, and cleaning up after your meals
  • Cleaning the kitchen, bathrooms, and other common areas in addition to your own space
  • Taking care of the yard (yes, you are responsible)
  • Attending household meetings and taking care of other responsibilities like paying bills, meeting repair persons, landlords, or unreasonable housemates
  • Finding a quiet study areas

In addition to considering your off-campus options you may also want to look into the various campus housing options available. For more information visit, call (610) 660-1060, or email